Car Insurance | Any Realistic Ideas How We Can Scale Back Our ...
We have recently paid off $1,100 furniture, $500 department store charge, $1,500 Best Buy, $1,600 on my credit card, and now all we have left is my husband’s credit card, which has a $3,000 balance. Most of this debt was from early in our marriage and we decided quickly that we didn’t want to carry debt, so we have been working hard to pay it off. Before my husband’s overtime ends, we will have paid the credit card completely off.
you have Verizon, and then you have phone internet and cable – if you have cell phone, why do you need landline phone, or once your current cell phone plan ends – just get a pay as you go service – that’;s what I plan on doing – I got a family plan for me, my ex and my kids, but my ex never lets the kids have their phone and I rarely use it all – waste of $90 a month – when that’s done, I’ll get a basic phone with a rechargeable calling card or something – save myself $60+ a month – If the two of you have cell phones, get rid of them. As an accountant once told me, saying that you need a cell phone is ridiculous. I remember when there were no cell phones and people used pagers or “beepers” and looked silly. Get a pre-paid phone for emergencies and only use it for emergencies. Sorry, you might have to get rid of your cable and make use of free DVD rentals at the library. Only get take-out food or eat out twice a month. Only order appetizers and go during lunch when they have lunch specials and food is cheaper. How much are you spending on groceries? It should only be $100 to $150 a week. No more. Get generic brands, learn to make casseroles, clip coupons. These “little things” may not seem like they add up, but they do! If you don’t want to scale back, you’ll have to sell the equity in your house and move into a cheaper one because on your hubby’s salary, after the six-month period, it’s only a matter
